Best Rates for Dodge Charger Insurance in Durham

Everyone knows that auto insurance companies want to keep your business as long as possible. Insureds who shop around for cheaper rates are very likely to buy a different policy because there is a high probability of finding lower prices. A recent survey discovered that consumers who compared rates once a year saved as much as $3,400 over four years as compared to drivers who never shopped around.

If finding the cheapest price on Dodge Charger insurance in Durham is your intention, then having an understanding of the best way to compare auto insurance can make the process more efficient.

Insurance rates Dodge Charger in DurhamIt takes a few minutes, but the best way to get affordable Dodge Charger insurance in Durham is to compare quotes once a year from providers in North Carolina.

One tip to remember is to use identical limits and deductibles on each price quote and and to look at as many companies as you can. This provides an apples-to-apples comparison and a complete price analysis.

Many insurance companies like Progressive, Allstate and GEICO allow you to get coverage prices on the web. Doing online quotes for Dodge Charger insurance in Durham doesn’t take much effort because it’s just a matter of typing in the amount of coverage you want into the form. When the form is submitted, the quote system orders your driving record and credit report and generates a price.

Using the web to get rates for Dodge Charger insurance in Durham makes it easy to compare insurance prices and it’s very important to compare as many rates as possible if you are searching for a better rate.

If you want to compare rates using this form now, compare quotes from the companies shown below. If you currently have coverage, we recommend that you enter coverages and limits identical to your current policy. This makes sure you are getting a price comparison based on the exact same insurance coverage.

The companies shown below have been selected to offer comparison quotes in Durham, NC. If you want the best cheap auto insurance in North Carolina, we recommend you get rates from several of them to get the best price comparison.

Insurance in North Carolina serves several purposes

Despite the high cost, insurance is required in North Carolina but it also protects you in many ways.

The benefits of having insurance definitely exceed the cost, specifically if you ever have a liability claim. According to a recent study, the average American driver overpays more than $800 each year so you should quote your policy with other companies at every policy renewal to save money.

Rates and statistics

The rate information below showcases estimates of insurance policy prices for Dodge Charger models. Being aware of how policy premiums are calculated can aid in making smart choices when selecting a coverage provider.

Dodge Charger Insurance Rates in Durham, NC
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Charger 3.5 $128 $248 $352 $20 $106 $854 $71
Charger $128 $248 $352 $20 $106 $854 $71
Charger AWD $128 $248 $352 $20 $106 $854 $71
Charger 3.5 AWD $128 $248 $352 $20 $106 $854 $71
Charger SXT $128 $248 $352 $20 $106 $854 $71
Charger SXT AWD $128 $248 $352 $20 $106 $854 $71
Charger Rallye $128 $248 $352 $20 $106 $854 $71
Charger R/T $128 $284 $352 $20 $106 $890 $74
Charger Rallye AWD $128 $284 $352 $20 $106 $890 $74
Charger R/T AWD $142 $284 $352 $20 $106 $904 $75
Charger SRT-8 $142 $284 $352 $20 $106 $904 $75
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Table data represents single male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and North Carolina minimum liability limits. Discounts applied include multi-policy, safe-driver, homeowner, multi-vehicle, and claim-free. Estimates do not factor in vehicle garaging location which can increase or decrease premiums greatly.

Get affordable rates by applying discounts

Properly insuring your vehicles can get expensive, but there could be available discounts to help bring down the price. Some of these discounts will be visible at quote time, but some may not be applied and must be asked for before they will apply.Save money with discounts

You can save money using discounts, but most credits do not apply to the overall cost of the policy. Some only reduce individual premiums such as liability and collision coverage. So even though it sounds like having all the discounts means you get insurance for free, company stockholders wouldn’t be very happy.

The chart below shows the comparison of Dodge Charger insurance rates with and without discounts applied. The costs are based on a male driver, no accidents or driving violations, North Carolina state minimum liability limits, comp and collision included, and $1,000 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with marriage, claim-free, safe-driver, multi-car, homeowner, and multi-policy discounts applied.

Popular insurance companies and a selection of discounts include:

Double check with each company how you can save money. Some of the earlier mentioned discounts might not apply in every state.

Will just any policy work for me?

When it comes to buying a policy, there really is not a one-size-fits-all type of policy. You are unique and your car insurance should unique, too.Drive safe and save
These are some specific questions can help discover if your situation may require specific advice.

If you’re not sure about those questions but a few of them apply, you may need to chat with a licensed agent. To find an agent in your area, complete this form or you can also visit this page to select a carrier It’s fast, doesn’t cost anything and can help protect your family.

Auto insurance company ratings

Insuring your vehicle with a high-quality insurer can be challenging considering how many different companies there are to choose from in North Carolina. The ranking data shown below can help you analyze which companies to look at putting your business with.

Durham, North Carolina Auto Insurance Company Rankings
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
Travelers 93 98 99 88% A++ 95.1
USAA 83 99 100 91% A++ 94.1
AAA Insurance 91 95 92 90% A 93.3
Nationwide 85 95 97 89% A+ 92.4
Allstate 77 100 97 88% A+ 90.7
State Farm 80 94 96 88% A++ 90.6
The Hartford 88 93 91 87% A+ 90.4
Safeco Insurance 91 95 85 88% A 90.2
Progressive 88 94 83 88% A+ 90.1
American Family 91 86 95 83% A 89.7
Esurance 86 90 94 90% A+ 89.5
The General 86 93 89 84% A- 88.2
GEICO 79 89 95 87% A++ 87.8
Titan Insurance 86 82 92 86% A+ 86.5
21st Century 86 82 90 84% A 86.4
Liberty Mutual 79 87 95 78% A 85.3
Farmers Insurance 77 80 80 84% A 80.3
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Data Source: Best Car Insurance Companies